Business Financing

The Business Financing Division of RCEDC is Business Lending Partners (BLP), a sister organization that assists companies within the County through the administration of several fixed rate, long-term revolving loan fund programs. BLP also partners with financial institutions within the County and throughout the State of Wisconsin to offer financial finance the SBA 504 loan program.


Carolyn Engel

Business Finance Manager

Carolyn Engel is Business Finance Manager for Racine County Economic Development Corporation (RCEDC) and has been with RCEDC since 1994. Carolyn manages RCEDC’s business finance division, marketing the various loan programs, screening applicants for eligibility and performing loan underwriting.

Carolyn brings experience in all areas of business finance operations and holds a degree in Economics from the University of Wisconsin-Eau Claire. Before RCEDC, she worked for Fleet Mortgage Corporation in a management position of its Customer Service/Escrow Department. 


Janell Topczewski

Compliance/ Closing Specialist 


Janell Topczewski is Business Lending Partners' Compliance/Closing Specialist. Topczewski maintains the compliance standards for the BLP loan portfolio which include reporting to various governmental agencies. Also, she works with borrowers through the closing and funding of their loans. Topczewski has been with Business Lending Partners since 2011.

Janell holds a B.A in Economics and a B.S. in Business Management-Finance from the University of Wisconsin-Parkside. 


Thomas Van Gent Email
Credit Analyst 


Thomas Van Gent is RCEDC's Credit Analyst. Thomas maintains and services the business loan portfolio of Business Lending Partners. He also assists in conducting credit analyses on loan servicing requests and loan applications.

Thomas holds a B.S. in Business Management - Finance from the University of Wisconsin – Parkside.


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Karmin Garstecki Email
Credit Analyst 


Karmin Garstecki is one of Business Lending Partners Credit Analysts. Karmin conducts credit analysis and application processing for BLP. Karmin also assists in maintaining the Business loan portfolio. Karmin holds a BBA in Finance from the University of Wisconsin - Whitewater.   


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